Family Plan

• Per Trip: For 1 or 2 adults travelling with any number of children. The 2 adults need not be related but each child must be related to either of the insured adults. The family must travel and return together.
• Annual Multi-Trip: For a legally married couple and any number of children. Each child must be accompanied by either of the insured adults under this plan for any trips made during the Policy Period. Couple can travel separately.
• Child or Children shall mean an unmarried person or persons under 18 years of age or below 23 years of age if such person(s) is enrolled to study full-time in a recognized institution of learning or higher learning during policy period.

Trip Duration

• Per Trip means one trip which does not exceed 182 consecutive days.
• Annual Multi-Trip means multi trips over the annual period specified in the policy schedule where each trip shall not exceed 90 consecutive days from the date of departure to the date of return to Singapore.

Commencement of Coverage

• Travel Cancellation (Section 18) is effective either:(a) 60 days before the date of departure, or (b) from the date of issuance of the policy which must be purchased at least 3 days before the departure date (excluding the date of departure) for this benefit to respond, whichever is later.
• Personal Accident Protection (Section 15) commences 3 hours before the Insured Person(s) leave(s) Singapore and cease(s) whenever any of the following occurs first: (a) when the period specified in the policy has expired, (b) when the Insured Person(s) return(s) to his/her/their permanent place of residence, or (c) within 3 hours upon arrival back in Singapore.

For more information on Travel Guard Travel Insurance, please call 6419 3000 (Mondays – Fridays: 8.45am – 5.00pm).